123 Credit Restoration
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WHAT WE DO: We work with all of the major credit bureaus: TransUnion®, Experian®, Innovis® and Equifax®. We also work directly with your creditors to negotiate the removal of negative information from your reports.
HOW WE DO IT: The Fair Credit Reporting Act states that information that is inaccurate, outdated or unverifiable must be removed from your credit reports or updated within 30 days. You may not know this, but over 90 percent of the items on your credit report are inaccurate, unverifiable, or simply outdated. Our specialists are highly trained to locate this information (more often than not, this information is extremely difficult to find) and use it to leverage your rights. What does that mean? In most cases, the accounts will be permanently deleted from your credit file or updated to a positive status, resulting in a significant change in your credit score(s). In addition, we guarantee the information will NOT return to haunt you in the future.
In summary, we will increase your credit score(s). Guaranteed.
First, and foremost, you can repair your own credit. If you have complete knowledge about how credit reporting works, have extensive knowledge of the Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, the Fair Debt Collection Practices Act, and other applicable State and Federal Laws, and excellent communication and follow-up skills, you might be successful in challenging the negative information on your credit report(s), ultimately resulting in the removal of the negative information. At the same time, you can pull your own teeth if you have a good set of pliers.
You can certainly cause long-lasting damage to your teeth by attempting to extract them yourself, no doubt. The same is true when considering credit repair. The smartest thing to do in both cases is to find a cost-effective professional to perform these tasks for you so you do not have to worry about causing irreversible, long-term damage. Plus, you do not have to mess with the hassle of following up (if you do not know how to do this properly and timely, your repair most likely will not be successful).